Privacy Policy

We do not collect personally identifiable information through the public calculator interfaces. Our calculators (mortgage, end-of-service, percentage) operate on your inputs in the browser and do not store or transmit personal financial data to us for profiling.

If you use the Contact form, the information you submit is sent to a third-party form delivery service (FormSubmit, formsubmit.co) so your message can reach us; their privacy policy governs how they process that submission. We use the contact details you provide only to handle your inquiry.

Analytics and advertising data handled by third-party services are described in the sections below.

Cookies are small data files stored on your device to improve your browsing experience.

We use cookies to:

• Understand how users interact with the Website
• Improve performance and functionality
• Support analytics and advertising services

You can disable cookies through your browser settings at any time.

3.1 Analytics

We use Google Analytics to analyze Website usage.

Google Analytics collects:

• Pages visited
• Time spent on pages
• Traffic sources

We have enabled IP anonymization, meaning your full IP address is never stored.

We do not send personally identifiable information to Google.

You can opt out by:

• Installing the Google Analytics browser add-on
• Disabling cookies in your browser

Learn more: https://policies.google.com/technologies/partner-sites

3.2 Advertising (Google AdSense)

We use Google AdSense to display ads on the Website. Google may use cookies, mobile identifiers, or similar technologies to show ads, measure performance, cap how often you see an ad, and reduce fraud. Ad delivery uses Google’s services (for example scripts from pagead2.googlesyndication.com).

We publish an ads.txt file at the root of the Website so authorized ad sellers can be verified.

Learn how Google uses data when you use our or our partners’ sites or apps:

• Google — How Google uses information from sites or apps that use our services
• Google Privacy Policy

You can:

• Manage ad personalization in Google Ads Settings
• Adjust or block cookies in your browser
• Learn about industry opt-out tools at www.aboutads.info

Users in applicable regions (such as the EU) may see consent prompts before personalized ads run.

The Website is hosted on:

• Hostinger Web Services
• Infrastructure may include services such as CDN, DNS, and cloud storage

Data may be processed and stored in secure data centers depending on your hosting provider’s infrastructure.

We take reasonable technical measures to protect the Website and its users.

However, no online platform can guarantee complete security, and use of the Website is at your own discretion.

Depending on your location, you may have rights to:

• Request access to data collected about you
• Request deletion of your data
• Opt out of certain data usage practices

Since we do not directly collect personal data, these rights primarily apply to third-party services used on the Website.

This Website may contain links to external websites or tools. We are not responsible for the privacy practices of those third parties.