/* App shell */
:root {
  --tm-primary: #07af79;
  --tm-primary-dark: #069668;
  --tm-secondary: #61068c;
  --tm-secondary-light: #7107a3;
  --tm-white: #ffffff;
  --tm-black: #000000;
  --tm-gray-light: #f8f9fa;
  --tm-gray: #e9ecef;
  --tm-page: #0b0f16;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "DM Sans", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: #ffffff;
  background: radial-gradient(
      1200px 600px at 20% -10%,
      rgba(97, 6, 140, 0.35),
      transparent 55%
    ),
    radial-gradient(
      900px 500px at 95% 10%,
      rgba(7, 175, 121, 0.30),
      transparent 50%
    ),
    var(--tm-page);
}

.tm-shell {
  width: min(1200px, calc(100% - 32px));
  margin: 0 auto;
}

.tm-header {
  padding: 28px 0 8px;
}

.tm-title {
  margin: 0 0 6px;
  font-size: clamp(22px, 3vw, 34px);
  letter-spacing: -0.02em;
}

.tm-subtitle {
  margin: 0 0 16px;
  color: rgba(255, 255, 255, 0.75);
}

.privacy-page .tm-title,
.privacy-page .tm-subtitle {
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.privacy-page .tm-title {
  /* Shrink top title to half-ish */
  font-size: clamp(22px, 3vw, 34px);
  line-height: 1.05;
}

.privacy-page .faq-title {
  /* Enlarge in-card title to double-ish */
  font-size: 2.36rem;
  line-height: 1.1;
  margin-bottom: 1.35rem;
}

/* Space under in-card title, between intro lines (about-text p is margin:0 globally) */
.privacy-page .faq-panel.about-text > p:first-of-type {
  margin-bottom: 1.2rem;
}

.tm-main {
  padding: 12px 0 42px;
}

.calc-panel {
  display: none;
}

.calc-panel.is-active {
  display: block;
}

.placeholder {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.10);
  border-radius: 16px;
  padding: 24px;
}

.placeholder h2 {
  margin: 0 0 8px;
}

.placeholder p {
  margin: 0;
  color: rgba(255, 255, 255, 0.75);
}

/* Mortgage calculator styles (cleaned from the original export) */
.calculator-container {
  background: var(--tm-white);
  color: var(--tm-black);
  padding: 30px;
  border-radius: 16px;
  box-shadow: 0 18px 60px rgba(0, 0, 0, 0.35);
  width: 100%;
  max-width: 1250px;
  margin: 10px auto 0;
  /* Match ADCB toolkit: --font-family-en: "proxima_nova", Arial, sans-serif */
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.calc-heading {
  margin: 0 0 12px;
  font-size: 18px;
  font-weight: 700;
  color: var(--tm-black);
  letter-spacing: -0.01em;
  width: 100%;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

@media (min-width: 769px) {
  .calc-heading {
    font-size: 28px;
    margin-bottom: 14px;
  }
}

.calculator-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  width: 100%;
  align-items: stretch;
}

.input-column {
  padding-right: 30px;
  border-right: 2px solid var(--tm-gray);
}

.output-column {
  padding-left: 30px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  padding-top: 0;
}

.form-group {
  margin-bottom: 0;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  color: var(--tm-black);
  font-weight: 600;
}

.form-group input:not([type="range"]),
.form-group select {
  width: 100%;
  padding: 12px;
  border: 2px solid var(--tm-gray);
  border-radius: 10px;
  background: var(--tm-white);
  color: var(--tm-black);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  font-size: 16px;
  min-height: 48px;
  line-height: 1.2;
}

.form-group select {
  appearance: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  background-image: linear-gradient(45deg, transparent 50%, #444 50%),
    linear-gradient(135deg, #444 50%, transparent 50%);
  background-position: calc(100% - 18px) calc(50% - 2px),
    calc(100% - 12px) calc(50% - 2px);
  background-size: 6px 6px, 6px 6px;
  background-repeat: no-repeat;
  padding-right: 36px;
}

.form-group input:focus,
.form-group select:focus {
  border-color: var(--tm-primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(7, 175, 121, 0.12);
}

#calculator-form {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.form-group.purchase-price-group,
.form-group.down-payment-pct-group,
.form-group.down-payment-summary-group,
.form-group.loan-amount-group,
.form-group.interest-rate-group,
.form-group.loan-period-group {
  width: 100%;
}

.form-group.down-payment-summary-group {
  margin-bottom: 1.35rem;
}

.form-group.loan-amount-group {
  margin-bottom: 1.35rem;
}

.form-group.purchase-price-group {
  margin-bottom: 1.35rem;
}

.form-group.interest-rate-group {
  margin-bottom: 1.35rem;
}

.tm-down-payment-wrap {
  display: contents;
}

.tm-down-payment-summary {
  margin: 14px 0 0;
  font-size: 1.28rem;
  line-height: 1.45;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  color: var(--tm-black);
  font-weight: 700;
}

.tm-down-payment-lead,
.tm-down-payment-tail {
  vertical-align: baseline;
}

.tm-down-payment-tail {
  margin-left: -0.22ch;
}

.tm-down-payment-highlight {
  display: inline-flex;
  align-items: baseline;
  vertical-align: baseline;
  flex-wrap: wrap;
  gap: 0.3em;
  margin-left: -0.5ch;
  position: relative;
  top: 0.045em;
  color: #d51d1d;
  font-weight: 700;
}

.tm-down-payment-amount {
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  line-height: inherit;
  position: relative;
  top: 0.035em;
}

.tm-down-payment-aed-icon {
  width: 1.12em;
  height: 1.12em;
  max-width: 28px;
  max-height: 28px;
  object-fit: contain;
  display: inline-block;
  flex-shrink: 0;
  vertical-align: -0.06em;
  position: relative;
  top: 0.24em;
  pointer-events: none;
  filter: brightness(0) saturate(100%) invert(18%) sepia(92%) saturate(4450%) hue-rotate(343deg)
    brightness(0.95) contrast(1.08);
}

.tm-down-payment-highlight .tm-currency-wrap {
  display: inline-flex;
  align-items: baseline;
  line-height: inherit;
  flex-shrink: 0;
  user-select: none;
  -webkit-user-select: none;
  -webkit-user-drag: none;
}

.tm-line-field label {
  display: flex;
  align-items: center;
  gap: 8px;
}

/* One row: label (left) + symbol + value (right), vertically even */
.tm-property-line {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  min-height: 44px;
}

.tm-field-label {
  margin: 0;
  font-size: 1.2em;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.tm-property-label {
  flex: 1 1 auto;
  min-width: 0;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.tm-property-value-group {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  flex: 0 0 auto;
}

/* One continuous rule under AED symbol + value (longer than symbol alone) */
.tm-property-value-group.tm-value-with-line {
  border-bottom: 2px solid var(--tm-gray);
  padding-bottom: 6px;
  gap: 6px;
}

/* Decorative AED mark: not selectable (like ADCB) — user-select + no drag */
.tm-currency-wrap {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
  line-height: 0;
  border: none;
  outline: none;
  box-shadow: none;
  padding: 0;
  margin: 0;
  user-select: none;
  -webkit-user-select: none;
  -webkit-user-drag: none;
}

.tm-currency-icon {
  width: 22px;
  height: 22px;
  object-fit: contain;
  opacity: 0.9;
  display: block;
  border: 0;
  outline: none;
  box-shadow: none;
  user-select: none;
  -webkit-user-select: none;
  -webkit-user-drag: none;
  pointer-events: none;
}

.tm-percent-wrap {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
  line-height: 0;
  user-select: none;
  -webkit-user-select: none;
}

.tm-percent-symbol {
  font-size: 24px;
  font-weight: 700;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  color: var(--tm-black);
  min-width: 22px;
  text-align: center;
  line-height: 1;
}

/* "years" after loan period value (same row as number, after the underline group) */
.tm-years-wrap {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
  line-height: 0;
  user-select: none;
  -webkit-user-select: none;
}

.tm-years-suffix {
  font-size: 1.05rem;
  font-weight: 700;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  color: rgba(0, 0, 0, 0.72);
  white-space: nowrap;
  line-height: 1;
  letter-spacing: 0.01em;
}

/* Fixed Rate Period is a normal dropdown (no special label sizing) */

.form-group.purchase-price-group input.tm-line-input,
.form-group.down-payment-pct-group input.tm-line-input,
.form-group.loan-amount-group .tm-line-value-readonly {
  width: 132px !important;
  max-width: 132px !important;
  min-width: 132px !important;
  padding: 0 !important;
  border: 0 !important;
  box-shadow: none !important;
}

.tm-line-input {
  width: 132px;
  max-width: 132px;
  min-width: 132px;
  border: 0 !important;
  outline: 0 !important;
  background: transparent !important;
  color: var(--tm-black);
  text-align: right;
  font-size: 24px !important;
  font-weight: 700;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif !important;
  padding: 0 !important;
  min-height: 44px;
  border-radius: 0;
  box-shadow: none !important;
  -webkit-appearance: none;
  appearance: none;
}

.tm-line-input::placeholder {
  color: rgba(0, 0, 0, 0.35);
}

/* Interest rate uses a shorter value field (still same underline group) */
.tm-line-input--rate {
  width: 92px !important;
  max-width: 92px !important;
  min-width: 92px !important;
}

/* Loan period: compact year count (suffix "years" sits to the right of this) */
.tm-line-input--years {
  width: 56px !important;
  max-width: 56px !important;
  min-width: 56px !important;
}

/* Hide payment frequency (UAE fixed monthly) */
.payment-frequency-group {
  display: none !important;
}

/* White dirham mark inside dark symbol pill */
.tm-symbol-aed-white {
  display: block;
  width: 18px;
  height: 18px;
  object-fit: contain;
  pointer-events: none;
  filter: brightness(0) saturate(100%) invert(1);
}

/* Inline dirham used in output column */
.tm-aed-inline-icon {
  display: inline-block;
  width: 16px;
  height: 16px;
  object-fit: contain;
  vertical-align: -0.14em;
  opacity: 0.9;
  pointer-events: none;
}

.mortgage-details .tm-currency-wrap {
  line-height: 0;
}

/* Read-only amount (mirrors .tm-line-input; no slider row) */
.tm-line-value-readonly {
  width: 132px;
  max-width: 132px;
  min-width: 132px;
  border: 0 !important;
  outline: 0 !important;
  background: transparent !important;
  color: var(--tm-black);
  text-align: right;
  font-size: 24px !important;
  font-weight: 700;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif !important;
  padding: 0 !important;
  min-height: 44px;
  border-radius: 0;
  box-shadow: none !important;
  display: inline-flex;
  align-items: center;
  justify-content: flex-end;
  cursor: default;
  user-select: text;
}

@media (max-width: 576px) {
  .tm-property-line {
    flex-wrap: nowrap;
    gap: 8px;
    min-height: 40px;
  }
  .tm-property-label {
    font-size: 1.05em;
  }
  .tm-property-value-group {
    flex-shrink: 0;
  }
  .form-group.purchase-price-group input.tm-line-input,
  .form-group.down-payment-pct-group input.tm-line-input,
  .form-group.loan-amount-group .tm-line-value-readonly {
    width: 112px !important;
    max-width: 112px !important;
    min-width: 112px !important;
    padding: 0 !important;
  }
  .tm-line-input,
  .tm-line-value-readonly {
    width: 112px;
    max-width: 112px;
    min-width: 112px;
    font-size: 20px !important;
    min-height: 40px;
  }
  .tm-currency-icon {
    width: 20px;
    height: 20px;
  }
  .tm-percent-symbol {
    font-size: 20px;
    min-width: 20px;
  }
  .tm-years-suffix {
    font-size: 0.95rem;
  }
  .form-group.loan-period-group .tm-line-input--years {
    width: 48px !important;
    max-width: 48px !important;
    min-width: 48px !important;
  }
  .tm-slider-scale-pct-icon {
    font-size: 14px;
  }
  .tm-slider-scale-value {
    font-size: 14px;
  }
  .tm-down-payment-summary {
    font-size: 1.12rem;
    margin-top: 12px;
  }
  .tm-down-payment-aed-icon {
    max-width: 24px;
    max-height: 24px;
  }
}

/* Property value range: thermometer track + thumb (larger thumb for a11y / touch) */
.tm-slider {
  width: 100%;
  margin-top: 10px;
  background: transparent;
  border: none;
  padding: 0;
  -webkit-appearance: none;
  appearance: none;
  height: 32px;
  cursor: pointer;
  /* WebKit/Chromium: filled portion = --tm-range-pct (set in calc.js) */
  --tm-range-pct: 0%;
  --tm-fill: #d51d1d;
  --tm-track: #f5c4c4;
}

.tm-slider:focus {
  outline: none;
}

.tm-slider:focus-visible {
  outline: 3px solid rgba(7, 175, 121, 0.65);
  outline-offset: 2px;
  border-radius: 999px;
}

.tm-slider::-webkit-slider-runnable-track {
  height: 4px;
  border-radius: 999px;
  background: linear-gradient(
    to right,
    var(--tm-fill) 0%,
    var(--tm-fill) var(--tm-range-pct),
    var(--tm-track) var(--tm-range-pct),
    var(--tm-track) 100%
  );
}

.tm-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 999px;
  background: var(--tm-fill);
  border: 2px solid rgba(255, 255, 255, 0.95);
  margin-top: -8px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.22), 0 0 0 4px rgba(213, 29, 29, 0.2);
  transition: width 0.15s ease, height 0.15s ease, margin-top 0.15s ease,
    box-shadow 0.15s ease;
}

.tm-slider:hover::-webkit-slider-thumb {
  width: 24px;
  height: 24px;
  margin-top: -10px;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.2), 0 0 0 6px rgba(213, 29, 29, 0.22);
}

/* Pressed / dragging: solid red thumb — no white ring or halo */
.tm-slider:active::-webkit-slider-thumb {
  width: 24px;
  height: 24px;
  margin-top: -10px;
  border: none;
  background: var(--tm-fill);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.28);
}

.tm-slider::-moz-range-track {
  height: 4px;
  background: var(--tm-track);
  border-radius: 999px;
}

.tm-slider::-moz-range-progress {
  height: 4px;
  background: var(--tm-fill);
  border-radius: 999px;
}

.tm-slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border: 2px solid rgba(255, 255, 255, 0.95);
  border-radius: 999px;
  background: var(--tm-fill);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.22), 0 0 0 4px rgba(213, 29, 29, 0.2);
  transition: width 0.15s ease, height 0.15s ease, box-shadow 0.15s ease;
}

.tm-slider:hover::-moz-range-thumb {
  width: 24px;
  height: 24px;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.2), 0 0 0 6px rgba(213, 29, 29, 0.22);
}

.tm-slider:active::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border: none;
  background: var(--tm-fill);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.28);
}

/* Larger vertical hit area on phones (thumb size unchanged above) */
@media (max-width: 576px) {
  .tm-slider {
    height: 44px;
    min-height: 44px;
  }
}

/* Min / max labels under slider (static start & end) */
.tm-slider-scale {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 6px;
  gap: 12px;
  user-select: none;
  -webkit-user-select: none;
}

.tm-slider-scale-end {
  display: inline-flex;
  align-items: center;
  gap: 0.25em;
  min-width: 0;
}

.tm-slider-scale-value {
  font-size: 17px;
  font-weight: 600;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  color: rgba(0, 0, 0, 0.42);
  line-height: 1.2;
}

.tm-slider-scale .tm-slider-scale-icon,
.tm-slider-scale .tm-currency-icon.tm-slider-scale-icon {
  opacity: 0.62;
}

.tm-slider-scale-pct-icon {
  font-size: 17px;
  font-weight: 700;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  color: rgba(0, 0, 0, 0.42);
  line-height: 1;
  flex: 0 0 auto;
  min-width: 0.9em;
  opacity: 0.9;
}

/* Half-width fields are for the mortgage calculator + closing-fee grids only — not contact/help/gratuity pages */
.form-group:not(.purchase-price-group):not(.down-payment-pct-group):not(.down-payment-summary-group):not(.loan-amount-group):not(.interest-rate-group):not(.loan-period-group):not(.contact-row):not(.contact-type-group):not(.gratuity-form-group) {
  width: calc(50% - 10px);
}

.result {
  color: var(--tm-primary-dark);
  border-radius: 12px;
  padding: 10px 0 22px;
  text-align: center;
}

.result p {
  margin: 0;
  font-size: 3.3rem;
  font-weight: 700;
}

.result .payment-amount {
  display: block;
  /* Smaller to fit large AED amounts on one line */
  font-size: clamp(28px, 3.6vw, 56px);
  font-weight: 800;
  line-height: 1.05;
}

.result .payment-amount.tm-payment-with-convert {
  display: inline-flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: center;
  column-gap: 10px;
  row-gap: 6px;
  max-width: 100%;
}

.mortgage-details {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-top: 10px;
}

.detail-item {
  border-radius: 10px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: transform 0.2s ease;
}

.detail-item:hover {
  transform: translateX(2px);
}

.detail-item label {
  color: var(--tm-black);
  font-weight: 600;
}

.tm-right-divider {
  height: 1px;
  width: 100%;
  background: #6e6e6e;
  opacity: 0.95;
  margin: 12px 0 14px;
}

.tm-closing-costs {
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 10px;
  font-size: 1.2em; /* match .tm-field-label (Interest Rate on left) */
  font-weight: 600;
  color: var(--tm-black);
}

.tm-closing-costs-summary,
.tm-closing-costs-grand {
  max-width: 36ch;
  line-height: 1.45;
}

.tm-closing-costs-grand {
  color: var(--tm-primary-dark);
  font-weight: 700;
  font-size: 45px;
  margin-top: 1.35rem;
}

.tm-closing-costs-highlight {
  color: #d51d1d;
}

.tm-closing-costs-grand-value {
  width: 100%;
  display: flex;
  justify-content: center;
}

.tm-closing-costs-grand-value.tm-upfront-with-convert {
  flex-wrap: wrap;
  align-items: baseline;
  column-gap: 10px;
  row-gap: 8px;
}

/* CONVERT — black pill, orange label (isolated from calc logic) */
.tm-convert-btn {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 4px 9px;
  margin: 0;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.06em;
  line-height: 1;
  color: #ff8c00;
  background: #000;
  border: none;
  border-radius: 5px;
  cursor: pointer;
  vertical-align: middle;
  transition: opacity 0.15s ease, transform 0.12s ease;
}

.tm-convert-btn:hover {
  opacity: 0.92;
}

.tm-convert-btn:active {
  transform: scale(0.98);
}

.tm-convert-btn:focus-visible {
  outline: 2px solid var(--tm-primary, #07af79);
  outline-offset: 2px;
}

.tm-convert-btn--upfront {
  align-self: center;
}

.tm-convert-panel {
  width: 100%;
  max-width: 22rem;
  margin: 10px auto 0;
  padding: 12px 14px;
  box-sizing: border-box;
  border-radius: 10px;
  background: rgba(0, 0, 0, 0.04);
  border: 1px solid rgba(0, 0, 0, 0.1);
  text-align: left;
}

.tm-convert-panel.collapsed {
  display: none;
}

.tm-convert-list {
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 1.15rem;
  font-weight: 600;
  line-height: 1.7;
  color: var(--tm-black);
}

.tm-convert-list li {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  column-gap: 0.45ch; /* clear single-space gap between value and currency */
}

/* Same font size for amount and currency code (USD/EUR/GBP) */
.tm-convert-list .tm-convert-num,
.tm-convert-list .tm-convert-ccy {
  font-size: 1.35em;
  font-weight: 700;
}

.tm-convert-list .tm-convert-ccy {
  font-weight: 800;
  letter-spacing: 0.06em;
}

.tm-upfront-amount {
  display: inline-block;
  /* Smaller to fit large AED amounts on one line */
  font-size: clamp(28px, 3.6vw, 56px);
  font-weight: 800;
  line-height: 1.05;
  color: #0f8a2f;
}

.tm-currency-suffix {
  font-weight: 700;
  margin-left: 0.35ch;
}

.result .tm-currency-suffix {
  font-size: 0.64em;
  font-weight: 800;
  letter-spacing: 0.01em;
}

.tm-currency-suffix--upfront {
  font-size: 0.64em;
  font-weight: 800;
  letter-spacing: 0.01em;
  vertical-align: baseline;
}

.tm-closing-costs-title,
.tm-closing-costs-city {
  font-weight: 600;
}

.tm-closing-costs-title {
  font-size: 1.25em;
  letter-spacing: -0.01em;
}

.tm-closing-costs-radio input[type="radio"] {
  transform: scale(1.05);
}

.tm-show-fees-button {
  width: auto;
  padding-left: 18px;
  padding-right: 18px;
}

.detail-item .insurance-amount,
.detail-item .insurance-amount span {
  color: var(--tm-secondary);
}

.detail-item span {
  color: var(--tm-black);
  font-weight: 700;
}

.toggle-button {
  background: var(--tm-secondary);
  color: var(--tm-white);
  border: none;
  padding: 12px 16px;
  border-radius: 10px;
  cursor: pointer;
  font-weight: 800;
  transition: background 0.2s ease;
}

.toggle-button:hover {
  background: var(--tm-secondary-light);
}

.btn-container {
  width: 100%;
  display: flex;
  justify-content: center;
}

#extra-fields {
  width: 100%;
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-top: 2px;
  padding-top: 18px;
  border-top: 2px solid var(--tm-gray);
}

#extra-fields.collapsed {
  display: none;
}

.closing-fees-fields {
  width: 100%;
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-top: 2px;
  padding-top: 18px;
  border-top: 2px solid var(--tm-gray);
}

.closing-fees-fields.collapsed {
  display: none;
}

.calc-notice {
  width: 100%;
  color: var(--tm-secondary);
  font-size: 0.95rem;
  margin-top: 1.35rem;
  text-align: center;
  font-style: italic;
}

.tooltip {
  position: relative;
  display: inline-flex;
  align-items: center;
  margin-left: 5px;
  cursor: pointer;
  justify-content: center;
  width: 18px;
  height: 18px;
  border-radius: 999px;
  background: rgba(7, 175, 121, 0.16);
  border: 1px solid rgba(7, 175, 121, 0.45);
  color: var(--tm-primary);
  font-weight: 800;
  font-size: 12px;
  line-height: 1;
}

.tooltip:hover {
  background: rgba(7, 175, 121, 0.22);
}

/* Desktop hover: slightly smaller icon so tooltip text reads easier */
@media (min-width: 577px) {
  .tooltip:hover {
    width: 16px;
    height: 16px;
    font-size: 11px;
  }
}

.tooltip::before {
  content: attr(data-tooltip);
  position: absolute;
  bottom: 100%;
  left: 50%;
  transform: translateX(-50%);
  padding: 8px 12px;
  background: var(--tm-secondary);
  color: white;
  font-size: 12px;
  font-weight: 500;
  border-radius: 8px;
  visibility: hidden;
  opacity: 0;
  transition: all 0.2s ease;
  z-index: 1000;
  width: 220px;
  white-space: normal;
  text-align: center;
  line-height: 1.35;
}

.tooltip:hover::before {
  visibility: visible;
  opacity: 1;
}

.input-wrapper {
  position: relative;
  display: flex;
  width: 100%;
}

/* Fixed Rate Period dropdown should match input-wrapper fields */
.interest-rate-length-group select#loan-type {
  min-height: 48px;
}

.input-wrapper input.has-currency {
  padding-left: 52px;
}

.input-wrapper input.has-percent {
  padding-right: 48px;
}

.symbol {
  position: absolute;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #2e2e2e;
  color: white;
  width: 45px;
  height: 100%;
  font-size: 16px;
}

.symbol:first-child {
  left: 0;
  border-radius: 10px 0 0 10px;
}

.symbol:last-child {
  right: 0;
  border-radius: 0 10px 10px 0;
}

/* If we remove the left symbol (AED) and keep only the '%' symbol,
   that symbol becomes both first-child and last-child. Force it to
   behave like the last-child (right-side only). */
.tm-pct-symbol {
  left: auto !important;
}

.payment-schedule {
  margin-top: 26px;
  background: var(--tm-white);
  border-radius: 16px;
  padding: 20px;
  box-shadow: 0 2px 14px rgba(0, 0, 0, 0.08);
}

.faq-card {
  margin-top: 26px;
  /* Subtle gradient to match the page while keeping the card readable */
  background: linear-gradient(
      180deg,
      rgba(7, 175, 121, 0.06),
      rgba(97, 6, 140, 0.03)
    ),
    var(--tm-white);
  border-radius: 16px;
  padding: 20px;
  box-shadow: 0 2px 14px rgba(0, 0, 0, 0.08);
  color: var(--tm-black);
  border: 1px solid rgba(0, 0, 0, 0.06);
}

.faq-header-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  margin-bottom: 18px;
}

.faq-title {
  color: var(--tm-primary-dark);
  font-weight: 800;
  font-size: 1.18rem;
  letter-spacing: -0.01em;
}

.faq-toggle-button {
  padding-left: 18px;
  padding-right: 18px;
}

.faq-toggle-button.toggle-button {
  border: none;
}

.faq-card,
.faq-q,
.faq-a {
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.faq-panel {
  font-size: 0.98rem;
  line-height: 1.55;
  padding-top: 4px;
}

.faq-panel.collapsed {
  display: none;
}

.faq-item {
  margin-bottom: 16px;
  padding-top: 10px;
}

.faq-item:first-child {
  padding-top: 0;
}

.faq-q {
  background: rgba(233, 236, 239, 0.85);
  border: 1px solid rgba(0, 0, 0, 0.05);
  border-radius: 12px;
  padding: 12px 14px;
  font-weight: 900;
  margin-bottom: 10px;
  position: relative;
}

.faq-a {
  color: rgba(0, 0, 0, 0.82);
  padding: 0 4px;
}

.faq-a p {
  margin: 0 0 0.85em;
}

.faq-a p:last-child {
  margin-bottom: 0;
}

.pcalc-faq-card {
  margin-top: 2rem;
}

.pcalc-about-card {
  margin-top: 1.75rem;
}

.gratuity-faq-card .gratuity-faq-intro {
  margin: 0 0 1rem;
  color: rgba(0, 0, 0, 0.88);
}

.gratuity-faq-card .faq-a ul {
  margin: 0 0 0.85em 1.25rem;
  padding: 0;
}

.gratuity-faq-card .faq-a li {
  margin: 0.35em 0;
}

.faq-card.about-card.gratuity-about-card {
  margin-top: 1.75rem;
}

/* —— Gratuity calculator (main card) —— */
.gratuity-main-card {
  margin-top: 0;
  margin-bottom: 8px;
  background: linear-gradient(
      180deg,
      rgba(7, 175, 121, 0.065),
      rgba(97, 6, 140, 0.032)
    ),
    linear-gradient(165deg, #f2f7f5 0%, #eef3f1 48%, #f1f4f6 100%);
  border-radius: 16px;
  padding: 22px 22px 26px;
  box-shadow:
    0 2px 12px rgba(0, 0, 0, 0.06),
    0 0 0 1px rgba(7, 175, 121, 0.05) inset;
  border: 1px solid rgba(0, 0, 0, 0.07);
}

.gratuity-main-card .calc-heading.gratuity-main-card-heading {
  font-size: clamp(24px, 5.8vw, 40px);
  font-weight: 800;
  margin-bottom: 12px;
  letter-spacing: -0.025em;
  color: var(--tm-primary-dark);
  line-height: 1.12;
}

.gratuity-main-card-subtitle {
  margin: 0 0 16px;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  box-sizing: border-box;
  font-size: clamp(0.95rem, 2.35vw, 1.18rem);
  line-height: 1.4;
  color: rgba(0, 0, 0, 0.84);
  font-weight: 700;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  letter-spacing: -0.015em;
  overflow-wrap: break-word;
}

.gratuity-calculator-grid {
  align-items: stretch;
}

.gratuity-input-column {
  padding-right: 24px;
  min-width: 0; /* keep copy wrapping inside left column (no bleed past divider) */
  max-width: 100%;
  overflow-x: hidden;
}

/* Thin vertical rule between columns (mortgage uses 2px; gratuity: 1px). */
.gratuity-calculator-grid .input-column.gratuity-input-column {
  border-right: 1px solid rgba(0, 0, 0, 0.12);
}

.gratuity-output-column {
  padding-left: 24px;
  justify-content: center;
}

#gratuity-calculator-form {
  display: flex;
  flex-direction: column;
  gap: 18px;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  overflow-x: hidden;
}

#gratuity-calculator-form .form-group.gratuity-form-group {
  width: 100%;
  margin-bottom: 0;
}

.gratuity-field-label {
  display: block;
  margin-bottom: 8px;
  font-size: 0.95rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  color: var(--tm-black);
}

.gratuity-cal-icon {
  font-size: 1.05em;
  margin-left: 2px;
  vertical-align: middle;
}

.gratuity-date-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 14px 16px;
  width: 100%;
  max-width: 100%;
}

/* Native date inputs have a large min-width on iOS/Safari — stack fields below ~993px (landscape phones, small tablets). */
@media (max-width: 992px) {
  .gratuity-main-card {
    max-width: 100%;
    overflow-x: hidden;
  }

  .gratuity-date-row {
    display: flex !important;
    flex-direction: column;
    align-items: stretch;
    gap: 14px;
    width: 100%;
    max-width: 100%;
  }

  .gratuity-date-row > .form-group.gratuity-form-group {
    width: 100% !important;
    max-width: 100% !important;
    min-width: 0 !important;
    flex: 0 0 auto;
  }

  .gratuity-date-input {
    width: 100% !important;
    max-width: 100% !important;
    min-width: 0 !important;
    -webkit-appearance: none;
    appearance: none;
  }
}

.gratuity-date-input {
  display: block;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  padding: 12px 14px;
  border: 2px solid var(--tm-gray);
  border-radius: 10px;
  background: var(--tm-white);
  color: var(--tm-black);
  font-size: 16px;
  min-height: 48px;
  line-height: 1.2;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  box-sizing: border-box;
}

.gratuity-date-input::-webkit-calendar-picker-indicator {
  cursor: pointer;
  opacity: 0.85;
}

.gratuity-date-input:focus {
  border-color: var(--tm-primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(7, 175, 121, 0.12);
}

.gratuity-tenure-line {
  margin: 10px 0 0;
  padding: 0;
  font-size: 0.92rem;
  font-weight: 700;
  line-height: 1.35;
  color: var(--tm-primary-dark);
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  letter-spacing: -0.01em;
}

.gratuity-salary-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
  width: 100%;
}

.gratuity-salary-field {
  flex: 1;
  min-width: 0;
  padding: 12px 14px;
  border: 2px solid var(--tm-gray);
  border-radius: 10px;
  background: var(--tm-white);
  color: var(--tm-black);
  font-size: 18px;
  font-weight: 700;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  box-sizing: border-box;
}

.gratuity-salary-field:focus {
  border-color: var(--tm-primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(7, 175, 121, 0.12);
}

.gratuity-salary-field::placeholder {
  color: rgba(0, 0, 0, 0.35);
}

.gratuity-calc-actions {
  display: flex;
  justify-content: center;
  margin-top: 4px;
}

.gratuity-calc-btn.toggle-button {
  min-width: 160px;
  padding-left: 28px;
  padding-right: 28px;
}

.gratuity-calc-hint {
  margin: 0;
  font-size: 0.88rem;
  line-height: 1.45;
  color: rgba(0, 0, 0, 0.58);
  text-align: center;
  font-weight: 600;
}

.gratuity-result.result p.gratuity-result-block {
  font-size: 1rem;
  font-weight: 600;
}

.gratuity-days-employed {
  display: block;
  margin-bottom: 0.55em;
  font-size: clamp(1rem, 2.4vw, 1.28rem);
  font-weight: 800;
  color: var(--tm-primary);
  letter-spacing: -0.02em;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.gratuity-receive-label {
  display: block;
  margin-bottom: 0.4em;
  font-size: clamp(1.35rem, 3.8vw, 2.05rem);
  font-weight: 800;
  color: var(--tm-primary-dark);
  letter-spacing: -0.025em;
  line-height: 1.15;
}

.gratuity-payment-amount {
  font-size: clamp(28px, 3.5vw, 52px);
  font-weight: 800;
  line-height: 1.08;
}

.gratuity-result .payment-amount.tm-payment-with-convert.gratuity-payment-amount {
  justify-content: center;
}

@media (max-width: 768px) {
  .gratuity-input-column {
    padding-right: 0;
  }

  .gratuity-calculator-grid .input-column.gratuity-input-column {
    border-right: none;
    border-bottom: 1px solid rgba(0, 0, 0, 0.12);
    padding-bottom: 18px;
  }

  .gratuity-output-column {
    padding-left: 0;
    padding-top: 18px;
  }

  .gratuity-main-card {
    padding: 18px 16px 22px;
  }
}

@media (max-width: 576px) {
  .gratuity-payment-amount {
    font-size: clamp(26px, 8vw, 40px);
  }

  .gratuity-field-label {
    font-size: 0.88rem;
  }

  /* Tighter date fields on small phones — keeps native picker inside card */
  .gratuity-date-input {
    padding-left: 8px;
    padding-right: 8px;
    font-size: 15px;
  }

  .gratuity-date-row {
    gap: 10px;
  }
}

.faq-list {
  margin: 10px 0 10px;
  padding-left: 0;
  list-style: none;
}

.faq-list li {
  margin: 8px 0;
  position: relative;
  padding-left: 20px;
}

.faq-list li::before {
  content: "•";
  position: absolute;
  left: 6px;
  top: 0.05em;
  color: var(--tm-primary-dark);
  font-weight: 900;
}

.contact-page .tm-title,
.contact-page .tm-subtitle {
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.contact-page .faq-card.about-card.contact-card {
  max-width: 880px;
  margin-left: auto;
  margin-right: auto;
  padding: 26px 26px 24px;
  border: 1px solid rgba(7, 175, 121, 0.22);
  box-shadow:
    0 4px 24px rgba(0, 0, 0, 0.1),
    0 0 0 1px rgba(97, 6, 140, 0.06) inset;
  background: linear-gradient(
      165deg,
      rgba(7, 175, 121, 0.09) 0%,
      rgba(255, 255, 255, 0.98) 38%,
      rgba(97, 6, 140, 0.05) 100%
    ),
    var(--tm-white);
}

.contact-page .contact-form-title {
  text-align: center;
  font-size: clamp(1.85rem, 4.2vw, 2.55rem);
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--tm-primary-dark);
  margin: 0 0 6px;
  padding: 4px 12px 20px;
  position: relative;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.contact-page .contact-form-title::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: 0;
  transform: translateX(-50%);
  width: min(120px, 40%);
  height: 3px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--tm-primary), var(--tm-secondary));
}
.contact-page .contact-form-panel {
  margin-top: 0;
  padding: 26px 22px 8px;
  border-radius: 14px;
  background: linear-gradient(180deg, rgba(248, 250, 249, 0.95) 0%, rgba(255, 255, 255, 0.98) 100%);
  border: 1px solid rgba(0, 0, 0, 0.06);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.75) inset;
}

.contact-form {
  width: 100%;
}

.contact-form .form-group {
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.contact-page .contact-form .form-group label {
  display: block;
  margin-bottom: 8px;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(0, 0, 0, 0.55);
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
}

.contact-page .contact-form .form-group input:not([type="range"]),
.contact-page .contact-form .form-group select {
  width: 100%;
  padding: 14px 16px;
  border: 1px solid rgba(0, 0, 0, 0.12);
  border-radius: 12px;
  background: var(--tm-white);
  color: #1a1f1f;
  font-size: 16px;
  min-height: 50px;
  line-height: 1.25;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.04);
}

.contact-page .contact-form .form-group input:not([type="range"]):focus,
.contact-page .contact-form .form-group select:focus {
  border-color: var(--tm-primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(7, 175, 121, 0.12);
}

.contact-grid {
  display: flex;
  flex-direction: column;
  gap: 22px;
  width: 100%;
}

.contact-form .contact-row {
  width: 100%;
}

.contact-type-center {
  display: flex;
  justify-content: center;
  width: 100%;
  padding: 2px 0 4px;
}

.contact-form .contact-type-group {
  width: 100%;
  max-width: 320px;
  margin: 0 auto;
}

.contact-form .contact-type-group label {
  text-align: center;
}

/* Native <select> ignores text-align in most browsers — centered label via overlay + invisible native control */
.contact-form .contact-type-group .contact-select-wrap {
  position: relative;
  width: 100%;
  min-height: 50px;
}

.contact-form .contact-select-display {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  min-height: 50px;
  padding: 14px 40px;
  border: 1px solid rgba(0, 0, 0, 0.12);
  border-radius: 12px;
  background-color: var(--tm-white);
  color: #1a1f1f;
  font-size: 16px;
  line-height: 1.25;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.04);
  font-family: inherit;
  text-align: center;
  background-image: linear-gradient(45deg, transparent 50%, #444 50%),
    linear-gradient(135deg, #444 50%, transparent 50%);
  background-position: calc(100% - 18px) calc(50% - 2px), calc(100% - 12px) calc(50% - 2px);
  background-size: 6px 6px, 6px 6px;
  background-repeat: no-repeat;
}

.contact-form .contact-select-display--placeholder {
  color: rgba(0, 0, 0, 0.45);
}

.contact-select-wrap:focus-within .contact-select-display {
  border-color: var(--tm-primary);
  box-shadow: 0 0 0 3px rgba(7, 175, 121, 0.12);
}

.contact-page .contact-form .contact-type-group select.contact-select-native {
  position: absolute;
  left: 0;
  top: 0;
  width: 100%;
  height: 100%;
  min-height: 50px;
  margin: 0;
  padding: 0;
  border: none;
  border-radius: 0;
  box-shadow: none;
  background: transparent !important;
  background-image: none !important;
  color: transparent;
  cursor: pointer;
  opacity: 0.02;
  z-index: 2;
  -webkit-appearance: none;
  appearance: none;
  font-size: 16px;
}

.contact-page .contact-form .contact-type-group select.contact-select-native:focus {
  outline: none;
  box-shadow: none;
}

.contact-form textarea {
  width: 100%;
  box-sizing: border-box;
  min-height: 280px;
  resize: vertical;
  padding: 16px 18px;
  border: 1px solid rgba(0, 0, 0, 0.12);
  border-radius: 12px;
  background: var(--tm-white);
  color: #1a1f1f;
  font-size: 16px;
  line-height: 1.5;
  font-family: inherit;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.04);
}

.contact-form textarea:focus {
  border-color: var(--tm-primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(7, 175, 121, 0.12);
}

.contact-actions {
  margin-top: 26px;
  padding-top: 8px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  align-items: center;
  width: 100%;
}

.contact-form .contact-send-btn {
  min-width: 200px;
  padding: 14px 28px;
  border-radius: 12px;
  font-size: 1rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-family: "Proxima Nova", "proxima_nova", Arial, sans-serif;
  box-shadow: 0 2px 14px rgba(7, 175, 121, 0.28);
  transition: background 0.2s ease, box-shadow 0.2s ease, transform 0.15s ease;
}

.contact-form .contact-send-btn:not([disabled]) {
  background: linear-gradient(180deg, var(--tm-primary) 0%, var(--tm-primary-dark) 100%);
  color: var(--tm-white);
}

.contact-form .contact-send-btn:not([disabled]):hover {
  background: linear-gradient(180deg, #08c788 0%, var(--tm-primary) 100%);
  box-shadow: 0 4px 18px rgba(7, 175, 121, 0.35);
  transform: translateY(-1px);
}

.contact-form .contact-send-btn[disabled] {
  background: rgba(0, 0, 0, 0.08);
  color: rgba(0, 0, 0, 0.38);
}

.contact-actions .toggle-button[disabled] {
  opacity: 1;
  cursor: not-allowed;
  box-shadow: none;
  transform: none;
}

.contact-note {
  font-size: 0.9rem;
  color: rgba(0, 0, 0, 0.5);
  font-weight: 600;
  text-align: center;
  max-width: 520px;
  line-height: 1.45;
}

@media (max-width: 576px) {
  .contact-page .faq-card.about-card.contact-card {
    padding: 20px 16px 18px;
  }

  .contact-page .contact-form-panel {
    padding: 18px 14px 6px;
  }

  .contact-form .contact-type-group {
    max-width: 100%;
  }
}

.about-card {
  margin-top: 22px;
}

.about-text p {
  margin: 0;
}

.about-text p + p {
  margin-top: 0.9em;
}

.about-footer {
  margin-top: 12px;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 12px;
  font-size: 0.9rem;
  color: rgba(0, 0, 0, 0.6);
  font-weight: 700;
}

.about-footer-left {
  grid-column: 2;
  justify-self: center;
}

.about-footer-right {
  grid-column: 3;
  justify-self: end;
  display: inline-flex;
  align-items: center;
  gap: 14px;
}

.about-footer-link {
  color: rgba(0, 0, 0, 0.62);
  text-decoration: none;
  font-weight: 800;
  letter-spacing: -0.01em;
}

.about-footer-link:hover {
  color: var(--tm-primary-dark);
  text-decoration: underline;
  text-underline-offset: 3px;
}

/* About footer: one full-width row on small screens (copyright left, links right) */
@media (max-width: 768px) {
  .about-footer {
    display: flex;
    flex-direction: row;
    flex-wrap: nowrap;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    box-sizing: border-box;
    gap: 8px;
    font-size: clamp(0.65rem, 2.6vw, 0.8rem);
  }

  .about-footer-left {
    grid-column: unset;
    justify-self: unset;
    flex: 1 1 auto;
    min-width: 0;
    text-align: left;
  }

  .about-footer-right {
    grid-column: unset;
    justify-self: unset;
    display: flex;
    flex-wrap: nowrap;
    align-items: center;
    gap: clamp(4px, 1.8vw, 10px);
    flex: 0 1 auto;
    min-width: 0;
  }

  .about-footer-link {
    font-size: inherit;
    font-weight: 700;
    letter-spacing: -0.02em;
    white-space: nowrap;
  }
}

@media (max-width: 576px) {
  .about-footer {
    margin-top: 10px;
    gap: 6px;
  }
}

/* Dynamic fixed-rate text in Payment Schedule header (Term stays black) */
#payment-schedule-fixed-rate-part {
  color: var(--tm-primary-dark);
  font-weight: 800;
}

.payment-schedule-term-word {
  color: var(--tm-black);
  font-weight: 800;
}

.schedule-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.download-button {
  background: var(--tm-primary);
  color: var(--tm-white);
  border: none;
  padding: 10px 14px;
  border-radius: 10px;
  cursor: pointer;
  font-weight: 800;
  transition: background 0.2s ease;
}

.download-button:hover {
  background: var(--tm-primary-dark);
}

.schedule-table-container {
  overflow-x: auto;
}

#payment-schedule-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

#payment-schedule-table th,
#payment-schedule-table td {
  padding: 12px;
  border-bottom: 1px solid var(--tm-gray);
  white-space: nowrap;
}

#payment-schedule-table th {
  background-color: var(--tm-gray-light);
  font-weight: 800;
  color: var(--tm-secondary);
}

.year-row {
  cursor: pointer;
  font-weight: 800;
  background-color: var(--tm-gray-light);
}

.payment-row {
  display: none;
  background-color: var(--tm-white);
}

.payment-row.show {
  display: table-row;
}

.year-row td:first-child::before {
  content: "▸";
  display: inline-block;
  margin-right: 8px;
  transition: transform 0.2s ease;
}

.year-row.expanded td:first-child::before {
  transform: rotate(90deg);
}

.chart-container {
  margin: 26px 0 0;
  background: var(--tm-white);
  border-radius: 16px;
  padding: 18px;
  box-shadow: 0 2px 14px rgba(0, 0, 0, 0.08);
}

#amortization-chart {
  width: 100%;
  height: 530px;
  border-radius: 12px;
  overflow: hidden;
}

@media (max-width: 768px) {
  .calculator-grid {
    grid-template-columns: 1fr;
  }
  .input-column {
    padding-right: 0;
    border-right: none;
    border-bottom: 2px solid var(--tm-gray);
    padding-bottom: 22px;
  }
  .output-column {
    padding-left: 0;
    padding-top: 22px;
    justify-content: flex-start;
    transform: none;
  }
  .chart-container {
    padding: 14px;
  }
  #amortization-chart {
    height: 320px;
  }
}

@media (max-width: 576px) {
  .calculator-container {
    padding: 18px;
  }
  .form-group:not(.purchase-price-group):not(.down-payment-pct-group):not(.down-payment-summary-group):not(.loan-amount-group):not(.interest-rate-group):not(.loan-period-group) {
    width: 100%;
  }
  .tooltip::before {
    width: 180px;
    font-size: 11px;
  }

  /* Monthly Payment: label — largest fluid size that stays on one line */
  .tm-monthly-payment-label {
    display: block;
    white-space: nowrap;
    font-size: clamp(22px, 6.8vw, 52px);
    font-weight: 700;
    line-height: 1.18;
    letter-spacing: -0.03em;
  }

  .result p {
    font-size: 1rem;
  }

  .result .payment-amount {
    font-size: 3.3rem;
    line-height: 1.08;
  }

  .tm-convert-btn {
    font-size: 10px;
    padding: 3px 8px;
  }

  /* Down Payment + Closing: fixed sizes on small screens */
  .tm-closing-costs-grand {
    font-size: 30px;
    max-width: 100%;
    white-space: nowrap;
    letter-spacing: -0.04em;
    padding: 0 2px;
  }

  /* Value row only — larger than label (.tm-closing-costs-grand 30px) */
  .tm-upfront-amount {
    font-size: 52px;
    line-height: 1.05;
  }

  .tm-dld-transfer-word {
    display: none;
  }

  .tm-home-insurance-annual-paren {
    display: none;
  }
}

/* —— Percentage calculator tab —— */
.pcalc-shell {
  padding-bottom: 28px;
}

.pcalc-tagline {
  margin: 0 0 22px;
  font-size: 1rem;
  line-height: 1.5;
  color: var(--tm-secondary);
  max-width: 52rem;
}

.pcalc-card {
  background: linear-gradient(165deg, #d9dee4 0%, #c8ced6 55%, #bcc4ce 100%);
  border: 1px solid rgba(0, 0, 0, 0.14);
  border-radius: 14px;
  padding: 18px 20px;
  margin-bottom: 16px;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.35), 0 8px 22px rgba(0, 0, 0, 0.1);
}

.pcalc-row {
  display: flex;
  flex-direction: row;
  flex-wrap: nowrap;
  align-items: center;
  gap: 0;
  width: 100%;
  font-size: 1.125rem;
  line-height: 1.45;
  color: var(--tm-black);
}

.pcalc-left {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px 12px;
  flex: 0 1 auto;
  min-width: 0;
}

.pcalc-spacer {
  flex: 1 1 auto;
  min-width: 2.5rem;
  align-self: stretch;
}

.pcalc-right {
  display: flex;
  flex-direction: row;
  flex-wrap: nowrap;
  align-items: center;
  gap: 12px;
  flex: 0 0 auto;
}

.pcalc-txt {
  color: #1a1d21;
  font-weight: 800;
  font-size: 1.125rem;
  white-space: nowrap;
}

.pcalc-txt-long {
  white-space: normal;
  flex: 1 1 12rem;
  min-width: min(100%, 10rem);
  line-height: 1.35;
  font-size: 1.125rem;
}

.pcalc-q {
  font-weight: 900;
}

.pcalc-in {
  width: 7rem;
  min-width: 5.25rem;
  max-width: 100%;
  padding: 11px 13px;
  border: 1px solid rgba(0, 0, 0, 0.2);
  border-radius: 10px;
  font-size: 1.125rem;
  font-weight: 800;
  font-family: inherit;
  background: #fff;
  color: #1a1d21;
  box-sizing: border-box;
}

.pcalc-in:focus {
  outline: none;
  border-color: rgba(7, 175, 121, 0.75);
  box-shadow: 0 0 0 3px rgba(7, 175, 121, 0.22);
}

.pcalc-btn {
  flex-shrink: 0;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  font-size: 0.9rem;
  font-weight: 800;
  padding: 11px 18px;
}

.pcalc-out-wrap {
  display: inline-flex;
  align-items: center;
  gap: 2px;
  flex: 0 0 auto;
  min-width: 7rem;
  justify-content: flex-end;
}

.pcalc-out-pct {
  gap: 0;
}

.pcalc-out {
  width: 8.5rem;
  min-width: 6.5rem;
  max-width: 12rem;
  padding: 11px 13px;
  border: 1px solid rgba(213, 29, 29, 0.45);
  border-radius: 10px;
  font-size: 1.125rem;
  font-weight: 800;
  font-family: inherit;
  background: #fff;
  color: #1a1d21;
  box-sizing: border-box;
}

.pcalc-pct-suffix {
  font-size: 1.25rem;
  font-weight: 900;
  color: #1a1d21;
  margin-left: 4px;
}

/* Same box as visible % so row 1 aligns with rows 2–3; not shown to user */
.pcalc-pct-suffix--reserve {
  visibility: hidden;
  user-select: none;
  pointer-events: none;
}

.pcalc-tips {
  margin: 8px 0 0;
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--tm-secondary);
  max-width: 48rem;
}

@media (max-width: 768px) {
  .pcalc-row {
    flex-direction: column;
    align-items: stretch;
    flex-wrap: nowrap;
    gap: 0;
  }

  .pcalc-left {
    flex: 0 0 auto;
    max-width: 100%;
    flex-wrap: nowrap;
    gap: 8px 10px;
    overflow-x: auto;
    overflow-y: hidden;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: thin;
    padding-bottom: 2px;
  }

  .pcalc-txt {
    font-size: 1rem;
  }

  .pcalc-txt-long {
    font-size: 0.88rem;
    white-space: nowrap;
    flex: 0 0 auto;
  }

  .pcalc-in {
    width: 5rem;
    min-width: 4.25rem;
    max-width: 5.5rem;
    flex: 0 0 auto;
    padding: 9px 8px;
    font-size: 1rem;
  }

  /* Sections 1–2: wider inputs (outputs unchanged) */
  .pcalc-shell > .pcalc-card:nth-child(3) .pcalc-in,
  .pcalc-shell > .pcalc-card:nth-child(4) .pcalc-in {
    width: 7.35rem;
    min-width: 6.35rem;
    max-width: 8rem;
  }

  .pcalc-spacer {
    display: none;
    flex: 0 0 0;
    width: 0;
    min-width: 0;
    height: 0;
    overflow: hidden;
  }

  .pcalc-right {
    flex: 0 0 auto;
    flex-direction: row;
    flex-wrap: nowrap;
    align-items: center;
    justify-content: flex-start;
    width: 100%;
    margin-top: 12px;
    padding-top: 12px;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
    gap: 10px;
  }

  .pcalc-out-wrap {
    flex: 1 1 auto;
    min-width: 0;
    max-width: 14rem;
    justify-content: flex-start;
  }

  .pcalc-out {
    width: auto;
    min-width: 6rem;
    max-width: 100%;
    flex: 1 1 auto;
  }

  .pcalc-btn {
    flex-shrink: 0;
    min-height: 44px;
  }
}

@media (max-width: 576px) {
  .pcalc-card {
    padding: 12px 12px;
  }

  .pcalc-left {
    gap: 5px 6px;
  }

  .pcalc-txt {
    font-size: 0.78rem;
  }

  .pcalc-txt-long {
    font-size: 0.72rem;
    white-space: nowrap;
    flex: 0 0 auto;
  }

  .pcalc-in {
    width: 3.1rem !important;
    min-width: 2.85rem !important;
    max-width: 3.6rem !important;
    flex: 0 0 auto !important;
    padding: 7px 5px !important;
    font-size: 0.875rem !important;
  }

  .pcalc-shell > .pcalc-card:nth-child(3) .pcalc-in,
  .pcalc-shell > .pcalc-card:nth-child(4) .pcalc-in {
    width: 4.95rem !important;
    min-width: 4.5rem !important;
    max-width: 5.95rem !important;
  }

  .pcalc-right {
    margin-top: 10px;
    padding-top: 10px;
    gap: 8px;
  }

  .pcalc-btn {
    min-height: 44px !important;
    padding: 8px 12px !important;
    font-size: 0.68rem !important;
    width: auto !important;
  }

  .pcalc-out-wrap {
    flex: 1 1 auto !important;
    min-width: 0 !important;
    width: auto !important;
    max-width: none;
  }

  .pcalc-out {
    width: auto !important;
    min-width: 5.25rem !important;
    max-width: 11rem !important;
    flex: 1 1 auto !important;
    padding: 8px 9px !important;
    font-size: 0.875rem !important;
  }

  .pcalc-pct-suffix {
    font-size: 1.05rem;
    flex-shrink: 0;
  }
}